Baselane Pricing and Baselane Fees for Landlords and Tenants on Core and Smart

Baselane Core is $0 with unlimited properties, and Baselane Smart is $20 a month on an annual plan, $240 a year at any portfolio size. The landlord pays no account fees. Tenants pay 3.49% by card, and rent sent by ACH to an outside bank costs $2 a payment, which is waived when the rent lands in a Baselane account.

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Figures from Baselane's pricing page and its published fee schedule

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Baselane Core and Smart plans compared

Two plans, neither priced per unit. Core is the bank account and the rent rail. Smart is the same account with the bookkeeping done for you and the money arriving three days sooner.

Core

No monthly fee, no minimum balance, unlimited properties

Checking and savings accounts per property, with Visa debit cards
Online rent with invoices, reminders, late fees and tenant autopay
Bookkeeping with QuickBooks and Xero sync
Fee-free withdrawals at 55,000+ Allpoint ATMs
Rent deposits in about 5 business days

Smart

$240 a year

$20 a month on an annual plan, 30-day free trial

Rent deposits in 2 days
Auto-tagging to properties and 120+ categories, with your own rules
Receipt matching and storage, custom categories
Balance sheet reports and cost segregation
Shared access with roles, priority support

RentPlace is not affiliated with Baselane. The pricing page prints no month-to-month price for Smart; older reviews quote $25. Confirm the billing term on Baselane's checkout before the trial converts.

Baselane fees when rent lands at your own bank

Core is free on one condition: Baselane becomes the bank your rent lands in.

Keep your rental account at Chase or a local credit union and every ACH rent payment costs $2. Twelve payments a year per unit is $24. At ten units it is $240 a year, exactly the price of Smart, paid by you or by your tenants, depending on the setting you pick.

One detail to check before you sign up. The FAQ on the pricing page says $2, while the fee table above it reads "$2 to $5". Budget on $2, but read the figure on your own rent settings screen before tenants see it on a lease.

Moving the account is the cheaper path for most landlords, and it is the trade Baselane is built on: the deposits and the debit card spend fund the free software.

A year of ACH rent on Baselane Core

$2 a payment to an outside bank, every tenant paying once a month

3 units $72 outside · $0 into Baselane

5 units $120 outside · $0 into Baselane

10 units $240 outside · $0 into Baselane

20 units $480 outside · $0 into Baselane

Accent: ACH fees for the year. Dark line: the $240 price of Smart. At ten units the fees for keeping your old bank equal a year of the paid plan.

Baselane tenant fees and who pays each one

The landlord pays nothing to collect rent into Baselane. Your tenants and applicants carry the rest, and a tenant reads these lines on the portal before they read anything else you send.

Fee	Price	Paid by	What it means
Rent by ACH to an outside bank	$2 per payment (the fee table says $2 to $5)	Landlord or tenant, your choice	Waived when the rent is deposited into a Baselane account. On ten units paying monthly it is $240 a year, the price of Smart.
Rent by ACH into Baselane	$0	Not a fee	The condition behind the free plan. Baselane earns on the deposits and the card spend instead.
Rent by debit or credit card	3.49%	Tenant	On $1,800 rent that is $62.82 a payment, $753.84 a year.
Tenant screening	From $24.99	Applicant	Listed under tenant fees. Cheaper than RentRedi at $39.99 and TurboTenant at $45 to $55.
Rent reporting	$5 a month	Tenant, optional	Reports on-time rent to the credit bureaus for tenants who opt in.
Split rent payments	From $30 a month	Tenant, optional	Run through Livble. The tenant pays in installments, you still receive the full rent.

Rent by ACH to an outside bank

$2 per payment (the fee table says $2 to $5) · Landlord or tenant, your choice

Waived when the rent is deposited into a Baselane account. On ten units paying monthly it is $240 a year, the price of Smart.

Rent by ACH into Baselane

$0 · Not a fee

The condition behind the free plan. Baselane earns on the deposits and the card spend instead.

Rent by debit or credit card

3.49% · Tenant

On $1,800 rent that is $62.82 a payment, $753.84 a year.

Tenant screening

From $24.99 · Applicant

Listed under tenant fees. Cheaper than RentRedi at $39.99 and TurboTenant at $45 to $55.

Rent reporting

$5 a month · Tenant, optional

Reports on-time rent to the credit bureaus for tenants who opt in.

Split rent payments

From $30 a month · Tenant, optional

Run through Livble. The tenant pays in installments, you still receive the full rent.

The card fee is the one that causes friction. On a tenancy at $1,800 a month, a tenant who pays by card hands Baselane $753.84 a year, more than the landlord would pay for three years of Smart. Ask tenants to set up autopay by ACH at lease signing and the line never appears.

Baselane banking fees for landlords

Most of the banking schedule is zero. The charges that do exist are the ones a landlord meets paying contractors: same-day ACH for a roofer who wants money today, a wire to a title company at closing, a mailed check to the vendor who still will not take a transfer.

The wire fee is the one worth planning around. It disappears once your combined Baselane balance is $50,000 or more, which many landlords cross when reserves, security deposits and operating cash sit in the same place.

Account opening, maintenance, minimum balance, inactivity: $0
ATM deposits and withdrawals (Allpoint network): $0
Outgoing ACH transfer: $0
Same-day ACH: 1%, capped at $15
Outgoing domestic wire: $15, waived at $50,000 or more combined balance
Mailed check sent from the app: $2
Checkbook (four books of 20): $15
Incoming wire, mobile check deposit, card receipts: $0

Baselane Smart cost against Stessa, RentRedi and Landlord Studio

Smart is the dearest flat plan in the group and the cheapest once a per-unit rival is past 11 doors. Yearly subscription on annual billing, before payment fees.

Units	Baselane Smart	Stessa Manage	RentRedi	Landlord Studio Pro
1	$240	$144	$144	$144
3	$240	$144	$144	$144
10	$240	$144	$144	$228
20	$240	$144	$144	$348
30	$240	$144	$144	$468
50	$240	$144	$144	$708

1 units

Baselane Smart $240 · Stessa Manage $144 · RentRedi $144 · Landlord Studio Pro $144

3 units

Baselane Smart $240 · Stessa Manage $144 · RentRedi $144 · Landlord Studio Pro $144

10 units

Baselane Smart $240 · Stessa Manage $144 · RentRedi $144 · Landlord Studio Pro $228

20 units

Baselane Smart $240 · Stessa Manage $144 · RentRedi $144 · Landlord Studio Pro $348

30 units

Baselane Smart $240 · Stessa Manage $144 · RentRedi $144 · Landlord Studio Pro $468

50 units

Baselane Smart $240 · Stessa Manage $144 · RentRedi $144 · Landlord Studio Pro $708

The table is the subscription only, and the products are not the same purchase. Stessa is bookkeeping with a bank account attached, RentRedi is a leasing and rent app that also lists units, and Landlord Studio is bookkeeping priced per door. The full fee detail is on our Stessa pricing, RentRedi pricing and Landlord Studio pricing pages. If you are choosing between two of them right now, we priced the pairs head to head in Baselane vs RentRedi pricing and Baselane vs TurboTenant pricing.

Landlord checking a rent payment on a phone outside a small multifamily rental building

Which Baselane plan fits your rentals

Take Core if your units are occupied, your tenants pay on time and you are willing to move the rental account to Baselane. You get banking per property, rent collection and bookkeeping for $0, and the ACH fee never appears.

Pay for Smart if you spend evenings tagging transactions for Schedule E, if a mortgage draft lands before the rent clears, or if a partner or bookkeeper needs their own login. At 10 doors it is $24 a door a year, and at 30 it is $8.

Skip Baselane if you will not move your bank. At ten units the ACH fees alone cost what Smart does. RentRedi bills $144 a year and charges tenants $1 per ACH payment to any bank, and Stessa has the same $2 outside-bank fee as Baselane.

Add a listing channel if a unit is empty. Baselane starts when the lease is signed. It does not list, market or syndicate a vacancy.

Baselane and RentPlace side by side

Baselane handles the money after a tenant moves in. RentPlace handles the weeks before, when a unit is empty and the inbox is full of messages that go nowhere. They do not overlap, and on the money side Baselane plainly wins.

Compared on	Baselane	RentPlace
Cheapest way in	Core at $0, Smart with a 30-day free trial	$39 a month for up to five listings, card checkout, cancel any time
Priced by	Flat, unlimited properties on both plans	Active listings: $99 for up to 25, $299 for up to 150
Banking and debit cards	Yes, accounts by Thread Bank, Member FDIC	No
Rent collection and bookkeeping	Yes, with QuickBooks and Xero sync	No
Tenant screening	From $24.99, paid by the applicant	No. We are not a consumer reporting agency
Vacancy listings	No listing, marketing or syndication	A listing page live at checkout, plus a syndication feed on Portfolio
What an inquiry contains	Not applicable	Move-in date, income band, occupants, pets and lease length, before the message can send
Maturity	An established fintech with mobile apps	New, with a smaller audience, and we will not claim otherwise

Cheapest way in

Baselane: Core at $0, Smart with a 30-day free trial

RentPlace: $39 a month for up to five listings, card checkout, cancel any time

Priced by

Baselane: Flat, unlimited properties on both plans

RentPlace: Active listings: $99 for up to 25, $299 for up to 150

Banking and debit cards

Baselane: Yes, accounts by Thread Bank, Member FDIC

RentPlace: No

Rent collection and bookkeeping

Baselane: Yes, with QuickBooks and Xero sync

RentPlace: No

Tenant screening

Baselane: From $24.99, paid by the applicant

RentPlace: No. We are not a consumer reporting agency

Vacancy listings

Baselane: No listing, marketing or syndication

RentPlace: A listing page live at checkout, plus a syndication feed on Portfolio

What an inquiry contains

Baselane: Not applicable

RentPlace: Move-in date, income band, occupants, pets and lease length, before the message can send

Maturity

Baselane: An established fintech with mobile apps

RentPlace: New, with a smaller audience, and we will not claim otherwise

Many landlords will run both. A vacancy on an $1,800 rental costs about $60 a day, and Baselane cannot shorten it because the money only starts moving once someone signs. What shortens it is fewer dead-end conversations: a renter on RentPlace answers your screening questions before the message can send, and the unit sits on a vacancy board with its days empty beside it. The Landlord plan is $39 a month for up to five listings, paid only while a unit is empty. If you are still writing the ad, start with our house for rent advertisement examples.

What landlords ask about Baselane pricing

Answers use Baselane's pricing page, its fee schedule and the FAQ printed under it.

How much does Baselane cost?

Baselane Core costs $0 with unlimited properties, and Baselane Smart costs $20 a month on an annual plan, which is $240 a year whatever your door count. Smart starts with a 30-day free trial. On top of that come tenant-side fees: $2 per ACH payment to an outside bank and 3.49% by card.

Is Baselane really free?

The Core plan is free for the landlord, with no monthly fee, no minimum balance and no account fees. The condition is where the rent lands. Rent deposited into a Baselane account moves without an ACH fee; rent sent to an outside bank costs $2 a payment, paid by you or passed to the tenant.

How does Baselane make money?

Baselane makes money from the banking side: the deposits held in its accounts, which are provided by Thread Bank, Member FDIC, and the interchange on its Visa debit cards. It also earns from the Smart subscription and from tenant fees such as card payments, screening and rent reporting.

Does Baselane charge tenants fees?

Yes, for some payment methods. A tenant paying by debit or credit card pays 3.49%. An ACH payment costs $2 when the rent goes to an outside bank, and the landlord chooses whether to cover it or pass it on. ACH into a Baselane account is free. Screening from $24.99 is paid by the applicant.

Is Baselane Smart worth it?

Smart is worth $240 a year if you spend more than an hour or two a month tagging transactions, matching receipts or waiting on rent. It adds 2-day rent deposits instead of about 5, auto-tagging to 120+ categories, receipt matching, balance sheets, cost segregation and shared access. Because it is flat, it gets cheaper per door as you grow.

What is the monthly price of Baselane Smart?

Baselane's pricing page prints only one figure for Smart: $20 a month on an annual plan, so $240 charged for the year. It does not print a month-to-month price. Some older reviews quote $25 a month for monthly billing, so confirm the term and the total on the checkout screen before the trial converts.

Is Baselane a real bank?

No. Baselane is a financial technology company, and its checking and savings accounts are provided by Thread Bank, Member FDIC. In practice you get real accounts with routing numbers, Visa debit cards and FDIC coverage through the partner bank, wrapped in landlord software.

Does Baselane list rental properties?

No. Baselane does not list, market or syndicate vacant units. It starts once a tenant has signed: rent collection, banking and bookkeeping. To fill a vacancy you need a listing channel alongside it, such as a listing site or a landlord suite with syndication.

Is Baselane cheaper than Stessa or RentRedi?

On the free tier, Baselane and Stessa both cost $0. On the paid tier, Baselane Smart at $240 a year costs $96 more than Stessa Manage or RentRedi on annual billing, each $144. Against per-unit apps it wins with size: Landlord Studio Pro passes $240 from 12 units.

Fill the unit first, then let the rent rail run

Grade your listing at the top of this page, then put it live: $39 a month for up to five listings, inquiries with your screening questions answered before they send, and a vacancy board that shows every day a unit stays empty.

List your rental Back to the grader

$39 a month · Card checkout · Cancel any time